Ridesharing with Uber has transformed transportation. With a simple tap on your smartphone, a ride is available at your fingertips, simplifying the way we move around. However, with convenience comes risks. Crashes can still take place, and passengers could end up injured.

In this article, the most common injuries in Uber-related accidents, the process of determining fault, as well as the legal process for compensation.

Frequent Injuries from Uber Rides

An Uber accident can cause a wide range of injuries, particularly when the vehicle is in an accident. Some frequent injuries include:

Whiplash: This neck injury is common in rear-end collisions, resulting in pain and stiffness. The symptoms may take time to surface.

Broken Bones: Broken bones are common in severe crashes. Fractures may demand extended treatment and rehabilitation.

Head and Brain Injuries: Brain injuries, including concussions, are often serious after crashes. They can lead to lasting cognitive and health challenges.

Spine Injuries: Back and spine injuries are common in high-impact crashes. They often result in long-term pain and expensive treatments.

Strains and Sprains: These injuries can involve torn ligaments, strained muscles, and more. Even though they might seem sue uber for accident minor, they cause substantial pain.

Cuts and Lacerations: Shattered glass or other debris from an accident may lead to severe cuts. Lacerations can lead to stitches, scars, and even infection.

Figuring Out Fault in Uber Injury Cases

Determining fault in Uber accident cases can be tricky. Several parties may be responsible for the accident. Liability can include the Uber driver, other drivers, or even third parties.

Uber’s Driver: If the driver was negligent, distracted, or driving recklessly, they might be liable. This includes speeding, texting while driving, or breaking traffic laws.

Other Drivers: When another driver causes the accident, they may be held responsible.

Uber as a Company: Uber may be liable in certain situations through its insurance policies. Uber offers up to $1 million in liability coverage during active rides.

Other Third Parties: Sometimes, accidents result from external factors like road hazards or defective parts. In such cases, lawsuits may involve multiple parties to determine responsibility.

What Uber’s Insurance Covers in Accidents

The amount of insurance Uber provides depends on when the accident happens. Coverage changes depending on if the driver is waiting for a ride request or transporting passengers.

Driver Offline: If the driver is not using the Uber app, their personal insurance applies.

Driver Online Without Passengers: During this phase, Uber’s coverage includes $50,000 for injury liability per person. This includes up to $50,000 per person for injuries and $25,000 for property damage.

Active Uber Ride: Once the driver is picking up or transporting a passenger, Uber offers much higher coverage. This includes $1 million in third-party liability coverage, uninsured motorist coverage, and collision coverage.

Filing a Legal Claim After an Uber Accident

If an Uber accident causes significant injury, legal action may be required to get fair compensation. A lawsuit can provide compensation for medical bills, lost earnings, and pain and suffering.